S 0202
Mandatory Human Reviews of Insurance Claim DenialsMiami-Dade
Would have required insurance companies to have a qualified human professional — not just a computer algorithm or AI — review and decide every claim denial. Insurers could not use automated systems as the sole reason for rejecting a claim. The state insurance regulator could investigate violations. The bill died in committee.
Timeline
- Died in Banking and Insurance
- Introduced
- Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
- Filed
Status
Died in Banking and Insurance
- Stage:
- Failed
- Chamber:
- Senate
- Last movement:
- March 13, 2026
Why Miami-Dade cares
Miami-Dade residents face some of Florida's highest insurance claim volumes for hurricane, flood, and condo damage, making AI denial guardrails especially impactful here. It is tracked in our Miami-Dade filter on the Bill Tracker.
Bill text, sponsors and roll-call data via LegiScan · 2026 Regular Session of the Florida Legislature.